
10 Things I absolutely love about Care One
I am using the debt management plan and it has been a godsend for me
here
are 10 things I love about it.
1. No more harassing calls from bill collectors.
2. I love making one payment a month for all my creditors. Again I say
I love it.
3. No more piles of unpaid bills.
4. I am no longer up at night worrying about bills.
5. My spouse is much happier because he no longer has to worry about
my debt affecting him.
6. I am actually starting to learn how debt impacted most of my life.
7. I am actually using cash and I spend less because I,m more
aware of the fact that I am actually spending money and not just
swiping my credit card.
8. I feel great because I have faced my fear and done something about
it.
9. I know exactly what is coming out of my bank account at all times.
No more making minimum payments and getting nowhere.
10. Last but certainly not least I am in love with the fact that
my interest has been cut in half making my payment so much lower
than I use to have.
Just sign me,
Singing the Praises of Care One
Get out of student loan default with no
money
Get out of student loan hell today
I have decided to write a free step by step article to help you take
your student loan out of default today.

Step 1.
Find out who your student loan holder is (this will make it much easier
and smoother for you).
Step 2.
Look on the Internet for the William D. Ford Program. This program can
assist you to take your loan out of default.
Then if you need to go back to school and get financial aid you can.
Step 3
Call the number listed here is some information you can use, remember
to ask for the William D. Ford Program.
The
links below allow you to go directly to the consolidation applications
on the Direct Consolidation Loan website. The interest rate on a
consolidation loan is based on the weighted average of the interest
rates on the loans being consolidated, rounded to the next highest
one-eighth of one percent. This rate shall not exceed 8.25 percent, and
it is a fixed rate that remains the same throughout the life of the
loan.
a Electronic Consolidation Application
a Paper Application
Before
you proceed, write down our toll-free customer service number,
1-800-557-7392, in case you need technical assistance while completing
the application.
For more information visit the loan consolidation website or contact us
at:
U.S. Department of Education
Consolidation Department
Loan Origination Center
P.O. Box 1723
Montgomery, AL 36102-1723 Phone: 1-800-557-7392
TDD: 1-800-557-7395
Hours: Mon-Fri 8am to 8pm?@
Step 4
Relax, Now don't you feel better?